Payments that feel solid

Accept Cards and Crypto.
Get Paid in Minutes

Enterprise-grade payments infrastructure engineered for scale, accepting Visa, Mastercard, Apple Pay, Google Pay, and crypto with near-instant settlement.

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PCI DSS Level 1100% UptimeUSA Coverage
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Trusted by 10,000+ merchants nationwide

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$59.13Visa *8024

Enterprise-grade payment infrastructure for businesses across the United States. Our platform is engineered for scale, accepting cards and crypto with near-instant settlement.

Unlike legacy processors that bolt on modern features, we built our platform from the ground up — giving you a unified experience across POS, online, and mobile channels with transparent pricing and no hidden fees.

From growing businesses processing their first transactions to high-volume enterprises handling millions daily, our infrastructure adapts to your needs. Fast onboarding, dedicated support, and modern hardware included.

Enterprise Grade InfrastructurePCI DSS Level 1 CertifiedReal-Time AnalyticsMulti-Currency Support24/7 System Monitoring100% Uptime SLAInstant SettlementDedicated Account ManagerEnterprise Grade InfrastructurePCI DSS Level 1 CertifiedReal-Time AnalyticsMulti-Currency Support24/7 System Monitoring100% Uptime SLAInstant SettlementDedicated Account ManagerEnterprise Grade InfrastructurePCI DSS Level 1 CertifiedReal-Time AnalyticsMulti-Currency Support24/7 System Monitoring100% Uptime SLAInstant SettlementDedicated Account Manager
Payment Infrastructure

100%

Uptime

<24h

Settlement

24/7

Monitoring

Built for scale. Designed for real-world commerce.

Engineered to handle volume, complexity, and modern settlement.

100%
Reliable Uptime
Infrastructure built for real-world commerce. Engineered to support consistent performance under scale, transaction volume, and operational complexity.
<24h
Settlement
Settlement timing varies by payment method and merchant configuration, with smart-contract-based crypto flows enabling rapid settlement and card transactions eligible for accelerated funding.
24/7
Monitoring
Continuous system monitoring to keep your payments flowing. Designed to detect issues early and maintain operational stability.
Features

Everything you need to accept payments

A complete payment platform designed to help you scale your business with confidence. No hidden fees, no surprises.

  • Cards, wallets, and supported crypto payments
  • Near-instant settlement on supported crypto rails
  • Real-time reporting and unified admin access
  • Flat-rate pricing with transparent fees
  • Fast deployment with modern POS and hardware

Native POS Integration Solutions

Integration solutions with existing POS systems, or use our native POS for in-store and online card acceptance.

Native POS
Learn more

Industry-Specific Processing

Solutions designed around your business model — so your processing setup, policies, and tools align with how you sell.

Industry-specific

Terminal & Hardware Support

Support for countertop, mobile, and wireless payment terminals, with onboarding and training provided.

Full support

Chargeback Management

Dedicated chargeback monitoring, dispute handling, and prevention for card-based transactions, managed directly by our internal risk team. Crypto transactions settle without chargeback exposure.

Risk managed

Unified Dashboard

Real-time analytics and insights in one beautifully designed interface.

Real-time

Developer-First APIs

World-class REST and GraphQL APIs, SDKs, and documentation that developers actually love.

REST & GraphQL
Devices

Powerful hardware for every setup

Reliable terminals designed for in-store, mobile, and multi-location use.

Countertop POS
Viewing: Countertop POS

Trusted Vendor Partners

We integrate with the industry's leading hardware and payment technology providers.

Savings Calculator

How Much Money Can You Save?

Enter your monthly processing average and see how much you could save with Paybotx.

Monthly Fees You Won't Pay With Us

  • PCI Compliance Fees($19–$99/mo)
  • Statement Fees($10–$25/mo)
  • Batch Fees
  • AVS Fees
  • Gateway Fees
  • Annual Fees
  • “Non-Compliance” Penalties
  • Junk Add-Ons Banks Sneak In

With Us

  • Transparent pricing
  • No junk fees
  • No surprises
  • You keep more of every transaction
Upload statement

Get a precise quote in 1 business day.

See how much you’re losing

Adjust the sliders to match your current processing.

$/mo
$5,000$1,000,000
3.0%
2%4%

Based on industry average rates from traditional processors

$9,000
Estimated monthly savings
That's $108,000/year back into your business
Solutions

Tailored for every business model

Your processing, policies, and settings are configured to match your business model.

For SaaS Companies

Subscription billing made simple

For SaaS Companies

Recurring billing, dunning management, usage-based metering, and comprehensive analytics all in one platform.

  • Subscription & recurring payments
  • Automated invoicing & billing cycles
  • Failed payment recovery (smart retries)
  • Real-time reporting & analytics
  • Built to support a wide range of applications and integrations
For Growing Businesses

Simple, reliable card acceptance

For Growing Businesses

Accept credit and debit card payments in-store, online, or on-the-go with fast approvals, modern terminals, and reliable settlement.

  • Credit & debit card acceptance
  • In-store, online, and mobile payments
  • Modern POS & terminals
  • Fast deposits & reporting
  • Designed for retail, service, and multi-location businesses as they scale
High-Risk Processing

Advanced risk management

High-Risk Processing

Purpose-built processing solutions designed to support complex, regulated, and high-growth business models.

  • Credit repair & debt services
  • Subscriptions & continuity billing
  • Digital products, coaching & programs
  • Travel agencies & booking services
  • Supplements & regulated goods
  • Marketplaces & platform models
  • Crypto services & blockchain platforms
  • Smoke shops & CBD (where permitted)
Enterprise-ready security

Modernize Your Checkout

Give your customers more ways to pay — and get faster access to your funds.

Apply Now

No credit card required for sandbox access.

FAQ

Frequently asked questions

Still have questions?

Our team is here to help. Reach out and we'll get back to you within 24 hours.

Contact Support
Get in Touch

Let's talk about your needs

Our team is ready to help you find the right payment solution.

24 hours
Enterprise & Custom Solutions

Need a payment setup that doesn't fit a one-size-fits-all? Our team builds custom processing, POS integrations, and risk structures tailored to how your business actually operates.

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